23 Best Refer and Earn Apps in India 2023

Do you want to earn money online if your answer is yes then you are most welcome to this article. Here we will discuss the 23 best refer and earn apps in India 2023 which through you can earn up to ₹20,000 per month easily. So don’t go back from this page without reading the article.

Over the last two years, we are suffering a difficult time which main reason is the Covin-19 pandemic. Due to this situation, all peoples are can not out from the home properly many peoples lost their permanent jobs and lives. The younger generation is getting frustrated due to the lack of jobs. So I think in this situation you don’t need to depend on someone for a living, you have to do what you want to do.

As time changed the world is getting more advanced now you can do anything using your mobile phone sitting in your home. Meanwhile, the Indian Government is also encouraging people to make India digital. If you want to be a part of digital India then you should focus on the internet world. From the internet, you can learn many things and that can make you more confident in your life.

Nowadays almost everyone has a smartphone and internet connection. If you are a student or still unemployed then must have free time which you can use to earn money in your Bank account. Many people are earning ₹20,000-₹30,000 per month through just their mobile. If you want to earn like this then this article is very helpful for you. Here I’m going to suggest some best refer and earn apps whiches are very popular and trusted to users. You need to just install these apps on your mobile and share your referral link with your family or friends to download these apps. When your friends install these apps through your referral link you will get your referral bonus.

You can earn a lot of money from these apps and withdraw into your Bank account easily. The more you refer friends the more money you can earn. We regularly post the best free Paytm cash earning apps, real money earning games on our website you can check out to earn more money.

23 Best Refer and Earn Apps in India 2023

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Read Also: 15 Best Paytm Cash Earning Games In 2023

1. Upstox

If you are experienced in the stock market and mutual funds then you must know about Upstox. This is one of the most popular and trusted trading platforms where you can invest in buying stocks, mutual funds, and digital gold. Upstox comes with a 2-in-1 account combining a trading and a Demat account.

You can open your account online for free within just a few 5 minutes. No documents are required you just need to carry your Aadhar and Pan card number while applying for it.

This platform has a great referral program where you can invite your friends to open a Upstox account. Once your friend verifies their documents and successfully opens an account you will get ₹200 in your Bank account.

Upstox Refer and Earn

• First of all, download the Upstox App from this link
• Create an account by uploading your Aadhar, PAN card details
• Once you successfully oped your Upstox Demat and trading account
• Click on the profile icon
• Then tap on the ‘Refer and Earn’ tab
• Now share your Upstox referral link with your friends
• Once your referred friends successfully submit their and open an account you will get ₹100
• If your referred friend invest money on Upstox then you will get ₹100 more
• You can withdraw your referral earnings into your Bank account anytime

How To Withdrawal Upstox Balance

• Log in to your Upstox Pro account
• Go to the Dashboard and click on Refer & Earn option
• Enter your withdrawal amount and submit
• You will receive the withdrawal balance in your Bank account within 24 hours

Note: You must keep active on Upstox and trade otherwise you can not withdraw your referral earnings.

Read Full Article: Upstox Refer And Earn | Get ₹500 In Bank Per Refer

2. Groww

This is another popular trading platform where you can invest your money in mutual funds, the stock market, and digital gold. You can open your free Demat account within just a few minutes. No paperwork is required just download the app and sign up then verify your KYC using your Aadhar and PAN number. That’s it your is ready to invest money. Enjoy zero fees, no transaction charges, and no hidden charges.

Like another trading platform, Groww also offers to refer and earn program. You can invite your friends to sign up on Groww, once your friend successfully opens his/her demand account you will get ₹100. Your referral earning will be credited in your main balance and you can invest your money in buying any stocks or mutual funds.

Groww App Refer and Earn

• First of all, download the Groww App
• Register and create your account
• After verifying KYC, your account will be activated
• Then go to the dashboard and click on the profile icon
• Next, tap on the ‘Share and earn cash rewards’ option
• Now share your referral link with your friends on WhatsApp, Facebook, or anywhere
• Your and your friend will get ₹100 for successfully opening a Groww account
• You can check all your referrals in the ‘Invite’ section

3. 5Paisa

This is also a trading platform for NSE, BSE stock market in India. It charges a flat fee of just ₹20 for all orders. You can open a free Demat account within just 5 minutes and move to 0% brokerage trading.

5Paisa Refer & Earn

This online trading platform has an excellent referral program where you can invite your friends and get ₹500 for the first referral as well as you can earn up to 40% brokerage fee for a lifetime.

• First of all, download the 5Paisa App
• Register with your details and verify your KYC
• Once your Demat account is successfully opened
• Then click on the ‘User’ option
• Scroll down and tap on the ‘Refer and Earn’ option
• Now copy your 5Paisa referral code
• Then share with your friends on WhatsApp, Facebook or anywhere
• Once your friend successfully open their Demat account, you will get your referral bonus

4. Paytm

I think I don’t need to give an introduction about this app it is one of the most popular utility apps In India. Almost you can do anything through this app.

With this app, you can recharge your mobile, pay bills, send or transfer funds, invest money in the stock market, play games a lot of things you can do. Paytm has its own Bank named Paytm Payment Bank which offers 0 balance saving account with a 2% interest rate per annum.

Apart from these features Paytm has a great referral program that is recently launched. You can invite your friends and earn ₹100 cashback when your friend opens a Paytm account and make the first transaction. Also if you refer your friends to buy or recharge FastTag you will get 20000 cashback points and ₹20 cashback.

Paytm Refer & Earn Offer

• First of all, download the Paytm app from the play store
• Create a new account and link your Bank account
• Go to the dashboard click on the ‘Refer & Earn’ banner
• Then share your referral link with your friends
• You will get ₹100 per referral when your friends open an account and make his/her first UPI transaction
• You can refer your friends to buy or recharge FastTag you will get 20000 cashback points and ₹20 cashback

Read Full Article:

5. Google Pay

Google Pay is the main competitor of Paytm and this is one of the most popular payment apps in India.  Through this app, you can do mobile recharge, pay bills, transfer or send money to your friends. As well as you can also buy or sell digital gold. Google Pay offers scratch cards on every transaction where you win various rewarded.

Google Pay has a forever referral program but the terms and conditions change frequently. Some of the time you can get ₹151 or some of the time ₹201 per referral and now they are offering ₹51 per referral. You just need to share your referral link with your friends when your friends join Google Pay and make their first transaction on Google Pay you will get your directly in your Bank account as well as they will get a scratch card worth ₹21.

Google Pay Refer & Earn Offer

• First of all, download the Google Pay app from the play store
• Install, open the app and create an account using your mobile number
• Then link your Bank account and set up your UPI pin
• Go to the profile section and click on the ‘Invite friends and get reward’ option
• Now share your referral link with your friends on WhatsApp, Facebook or anywhere
• Once your friends register and make their first UPI transaction you will get ₹51 in your Bank account
• They will get ₹21 in their Bank account instantly

Read Full Article: Google Pay- Refer And Earn ₹175 Per Referral

6. PhonePe

This is another popular payment app in India through this app you can recharge your mobile, pay bills, transfer or receive money and do a lot of things. As well as you can invest your money in Mutual funds, Stock Market and Digital Gold.

PhonePe app also has a great referral program where you can earn cashback. You can invite your friends and earn ₹125 per referral. You can transfer your referral earnings into your Bank account easily.

PhonePe Refer and Earn Offer

• First of all, download the PhonePe app from the play store
• Install, open the app, and create your account using your mobile number
• Then link your Bank account and setup UPI pin
• Now click on the ‘Refer & Earn’ offer
• Share your referral link on social media
• You will get ₹125 cashback when your friends register and make their first UPI payment

Read Full Article:

7. Mobikwik

Mobikwik is a similar payment app to Phonepe. With Mobikwik you can do a lot of things such as mobile recharge, pay bills, send or receive money, as well as you can also invest your money in Mutual Funds, Stock Market and Digital Gold.

Like other payment apps, Mobikwik is also a referral program where you can earn cashback in your wallet. Recently a few months ago they are offering₹80 for each referral but now they referral policy now you can earn only ₹20 cashback per referral.

Mobikwik Refer & Earn Offer

• First you need to download the Mobikwik app from the play store
• Then install, open the app on your mobile
• Create an account using your mobile number
• Link your Bank account and setup UPI pin
• Go to the dashboard and click the ‘Refer & Earn’ offer
• Share your referral link with your friends on WhatsApp, Facebook, or anywhere
• You will get ₹20 cashback once your friends register and make their first UPI payment min ₹1 or more
• You can earn up to ₹9,999 cashback during the offer period

Read Full Article: Mobikwik Refer And Earn Offer- Get ₹20 On Sign Up & Per Refer ₹80

8. Meesho

Meesho is the most popular reselling app in India. Through this app, you can earn money by reselling products like fashion, home, kitchen etc. You can create your online store and list products from Messho and sell them to your friends or customer. You can set your own profit margin and earn money directly into your Bank account.

If you looking for earn money apps then this app can be best for you. This app has a referral program where you can invite your friends to start their business on Meesho. Once your friends join Meesho and start selling products you will get a 25% commission on their sales for next 12 months.

Meesho Refer & Earn Offer

• First of all, download the Meesho app from the play store
• Install, open the app and create an account
• Go to the account section and click the ‘Refer & Earn’ offer
• Then share your referral link with your friends who want to earn money only
• Once your friend joins Meesho and starts reselling products you will get a 25% commission on their first 3 orders

9. My11Circle

My11Circle is one of the most fantasy apps if you are a fantasy sports lover then must know about this app. You can play Cricket, Football, Kabaddi, Rummy, Carrom and win real cash daily.

This fantasy app has an excellent referral program where you can earn real money. This is one of the best fantasy app compared to other fantasy apps because other apps offer bonuses on referral but My11Circle offer real money which you can withdraw into your Bank account.

You don’t need to invest money in this app you can earn money from the referral program. For each referral, you will get ₹551 in your wallet once they sign up and play games. You must verify KYC to withdraw money.

My11Circle Refer & Earn Offer

• First of all, download the My11Circle app
• Create your account using your phone number and email
• Then click on the ‘Refer & Earn’ option
• Now share your referral link with your friends
• Get ₹51 when your friends register and plays his/her first game
• You will earn ₹4 when your friend play for ₹40 after the first game
• Effectively you will earn ₹4 per friend 125 times if they play for ₹40
• You can withdraw a minimum of ₹100 into your Bank account

Read Full Article: My11Circle App Referral Code, Get ₹51 Sign Up Bonus & ₹551 Per Referral

10. EarnEasy

EarnEasy is one of the best-earning app nowadays you can earn money by completing tasks. All tasks are very easy to complete if you have free time then you can use this app to earn your pocket money.

This app has great referral program where you can invite your friends and earn ₹15 per referral. You can withdraw your earnings instantly in your Paytm wallet, Bank account or UPI.

EarnEasy Refer & Earn Offer

• First of all, download the EarnEasy app
• Create your account using your phone number, email etc
• Enter the referral code l9QA0DOi and you will get ₹50 bonus
• Then click the ‘Refer & Earn’ option
• Share your referral code with your friends
• Get ₹15 per referral once your friends register and complete a task
• You can withdraw a minimum ₹50 in your Paytm wallet, Bank or UPI

Read Full Article: EarnEasy: Get ₹50 Free Paytm Cash On Sign Up | Per Refer ₹15

11. Vision11

If you are a fantasy sports lover then must know about this app. At Vision11 you can play cricket, football, basketball, baseball, handball etc. You can play the upcoming matches and real cash.

Apart from this, you can earn real money from the referral program. This app offers ₹100 bonus per referral which you can use to play games as well as you will earn 20% commission on your friend deposit which will be credited into your winning wallet. You can withdraw your earnings into your Paytm wallet or Bank account instantly.

Vision11 Refer & Earn Offer

• First of all, download the Vision11 app
• Create a new account with this referral code BBAR8476672
• Go to the dashboard and click on the ‘More’ tab
• Share your referral code with your friends
• Get ₹100 bonus per referral also get 20% commission on your friend deposit

Read Full Article: Vision11 Referral Code: BBAR8476672, App Download, Get ₹100 Bonus

12. Paytm First Games

Paytm First Games powered by Paytm is Indias most trusted online cash gaming platform. This platform provides safe and secure gameplay so that users can enjoy games without any hassle. This game offers ₹10 Cr prize money every day.

You can play various types of cash and free games such as Fantasy Sports, Rummy, Call Break, and Poker. You can earn money by playing these games.

Paytm First games has a great referral program where you can earn 5000 deposit cash from each refer which is fully usable to play any cash tournament. Not only this, you will get assured ₹25 deposit cash when your friends make their first despite in the game, but also they will get ₹50 bonus on sign up. Lucky 50 referrers will get ₹50 Paytm cash daily.

Paytm First Games Refer & Earn

• First of all, download the Paytm First Game app
• Register your account and enter the referral code bijnjk497
• Then click the menu bar at the top left corner
• Tap on the Invite & Get Cash option
• Share your referral link with code to your friends
• You will get ₹25 deposit cash when your friends register and make his/her first deposit
• You can earn up to ₹5000 deposit cash from each friend on their lifetime deposits in the game
• You can use this cash to play any cash game and win money
• Also there is a chance to win ₹50 Paytm cash daily

Read Full Article: Paytm First Games Referral Code | Earn Upto ₹5000 Per Refer

13. 11Challengers

11Challengers is a new fantasy gaming app that offers to play multisport at any time, anywhere. It is very well designed and aims to provide the best gaming experience. You can play various types of sports like Cricket, Football, Basketball and more popular games.

11Challengers has an exclusive referral program that allows earning real money. Invite friends and get ₹50 cash bonus when your friends register and verify their mobile number also you will get 20% of their contest commission in winning, for every cash contest they join.

11Challengers Refer & Earn Offer

• First of all, download the 11Challengers app
• Create your account and must enter the referral code dea6TIAH
• Go to the dashboard and click the ‘More’ tab
• Then tap the ‘Invite Friends’ option
• Now copy your referral code and share it with your friends
• You will get ₹50 cash bonus and 20% commission
• You can withdraw your earnings into your Paytm wallet or Bank account

Read Full Article: 11Challengers Referral Code: Apk Download | Get Free ₹100 Bonus

14. Fantasy Power11

Fantasy Power11 is fast growing one of the best top 10 fantasy cricket apps, where you will get the best fantasy gaming experience. It’s really very easy to play on our app as compared to other apps.

At Fantasy Power11 you can play four types of fantasy cricket and withdraw your winning amount in Paytm or Bank account instantly. One of the best parts of this app is you don’t need to do full KYC to withdraw money into the Paytm wallet.

Compare to other fantasy apps Fantasy Power 11 has one of the best referral programs where you can earn commission by inviting friends. You have to just share your referral link with your friends and you will get ₹100 bonus on every friend’s sign-up. Also you will get 25% commission when your friend deposit ₹1000 into the wallet.

Fantasy Power11 Refer & Earn Offer

• First of all, download the Fantasy Power11 app
• Create your account and enter the referral code BBARA7172955
• Go to the dashboard and click the ‘More’ tab
• Then tap the ‘Refer & Earn’ option
• Now share your referral link with your friends
• You will get ₹100 on every friend sign up
• Also you will get 25% commission on your friend deposits
• The minimum withdrawal is ₹100

Read Full Article: Fantasy Power11 Referral Code, App Download, Free ₹100 Bonus, Instant Withdrawal

15. MyFab11

This is also one of the most popular fantasy app noways offers to play 9 categories of fantasy sports like Cricket, Kabaddi, Basketball, Volleyball, Football, Hockey, Baseball, Handball, and Rugby.

Apart from Fantasy Sports, you can also participate in real-time quizzes for entertainment as well as for making some cool bucks. This app also has a great referral program you will get ₹50 cash bonus once your register through your referral also you will get 20% of their contest commission for every cash contest that they join lifetime.

MyFab11 Refer & Earn Program

• First of all, download the MyFab11 app
• Register your account and enter the referral code CFCICJG44
• Go to the dashboard and click on the ‘My Balance’ tab
• Refer your friends to join and get ₹50 cash bonus for each referral
• Also earn 20% commission for every cash contest that they join lifetime
• You can withdraw money into your Bank account instantly
• The minimum withdrawal amount is ₹150

Read Full Article: MyFab11 Referral Code: CFCICJG44, Apk Download, Free ₹100 Bonus & Per Refer ₹100

16. Gamezy

This is one of the most popular gaming platforms where you can play various games such as Snake, Carrom, Ludo, Rummy etc as well as you can play fantasy cricket also. You can play these games and win real cash prizes.

Gamezy has a great referral program you can refer your family and friends and every time your referred friend plays any cash contest, 15% of that entry fee amount will be credited into both you and your friend’s bonus account. You can withdraw your earnings into your Paytm wallet or Bank account easily

Gamezy Refer & Earn Offer

• First of all, download the Gamezy app
• Register your account with your phone number
• Enter the referral code 5CMZ52
• Go to the dashboard and click the menu bar at the top left corner
• Then tap the ‘Refer & Earn’ option
• Now copy your referral code and share it with your family and friends circle
• You can maximum earn up to ₹5000 from each referral

Read Full Article: Gamezy Referral Code: 5CMZ52, Play Games & Earn Real Cash Prizes

17. MPL Pro

If you are a games lover then you must know about this app. MPL is one the most popular cash gaming platform that offers 60+ games to play and win money. You can play Cards, Fantasy, Casual, Sports, Board, Racing, Action, and Brain games.

This platform offers various tournaments, battles in which you can participate and win money, and more exciting prizes. Apart from these this platform has an excellent referral program where you can earn up to ₹625 bonus cash every week. Invite your friends and get 50% up to ₹75 commission or their deposit amount.

MPL Pro Refer & Earn Offer

• First of all, download the MPL Pro app
• Register your account with your phone number
• Enter the referral code NDAAH3L7
• Then go to the menu
• Click the Refer & Win option
• Now copy your referral code and share it with your friends on WhatsApp, Facebook, and other social media platform
• Get 50% up to ₹75 commission or their deposit amount
• You can withdraw a minimum ₹50 into your Bank account or UPI

Read Full Article: MPL Referral Code 2022 | Refer & Win Upto ₹10,000

18. Winzo

Winzo is another popular online cash gaming platform offers to play 70+ exciting games. On this app, you can play various types of games like fantasy sports, cards, casual, arcade, sports, action, racing, and more. As well as you can join exclusive tournaments and win exciting prizes. You can play cash games and win money also there is an option to play for free.

One of the best features of the app is the referral program where you can earn real money in your Bank account. For every referral, you will get ₹100 real money, and also there is a chance to win big cash prizes on the Lucky Draw Lottery contest.

Winzo Refer & Earn Offer

• First, you need to download the Winzo app
• Create an account using your mobile number
• Ethe referral code 4bbfda55 if asked
• Then go to the dashboard and click the Refer option
• Now share your referral link with your friends on WhatsApp, Facebook, and other social media platform
• You will get ₹100 for each referral who joins through your link
• The more you refer the more you earn
• This app offers a minimum withdrawal is ₹3

Read Full Article: WinZO Referral Code 2022: Download App & Get ₹50 Bonus

19. Dhani

Dhani is a one-stop shop for all your financial needs. You can get Instant Personal Loans, Credit Line and Wallets to manage all your payments. Also, earn Dhani Points for all transactions made on the Dhani App.

Dhani app has one of the best referral programs where you can invite your friend to avail of Dhani products and earn up to ₹1000 per refer. There you will see three types of referral programs.

Refer Freedom Card:

Refer your friends to avail of the Freedom Card and get ₹300 when your friend makes a transaction of more than ₹300 through the card.

Refer Free Cashback Card:

Refer your friends to avail of the Free Cashback Card and get ₹200 when your friend makes the first transaction. Use my code DOST100 while applying for Dhani free cashback card & get Rs.100 on card activation.

Refer Dhani Store & Pharmacy: Refer your friend to use Dhani Store & Pharmacy and get ₹1000 Dhani cash when your friend gets the first order delivered.

Dhani Refer & Earn Offer

• At first download the Dhani app
• Create your account using your mobile number
• Go to the dashboard and verify your KYC
• Then click on the Invite Friends option
• Select a product and refer your friends
• Get up to ₹1000 for every referral

Read Full Article: Dhani App- Spin & Win Real Cash | Refer & Earn ₹75

20. TaskBucks

TaskBuck is a very old earning app available on the play store log days. This app is the best for those who like to earn money online. It has various ways to earn money compared to other earning apps. At Taskbucks you can install apps, play games, quizzes, complete small tasks and earn free Paytm cash and mobile recharge.

Apart from this, it has an excellent referral program where you can earn real money. You can invite your friends and get up to ₹25 per referral when anyone joins TaskBucks and installs at least one app.

TaskBucks Refer & Earn Offer

• First, download the TaskBucks app
• Register your account using your mobile number
• Go to the dashboard and click the menu bar
• Then tap the ‘Invite & Earn’ option
• Share your referral link with your friends on WhatsApp, Twitter, Facebook & all social media
• You will get up to ₹25 per referral when your register on TaskBucks and install at least one app

Read Full Article: TaskBucks Invite Code 2022: Download & Get ₹25 Free Paytm Cash

21. CoinSwitch

If you like Cryptocurrency or Bitcoins then you must have heard about the CoinSwitch app, currently it is one of the most popular crypto exchange platforms in India. You can invest your money in popular cryptocurrencies such as Bitcoin, Etherium, Binance coins, etc at the best rate.

This app has a great referral program you can invite your friend and earn ₹150 per referral when your friend completes KYC you will get ₹50 and if they buy crypto for the fisty time you will get ₹100 more.

CoinSwitch Refer & Earn Offer

• First, download the CoinSwitch app
• Create your account using your mobile number
• Complete your profile and must verify your KYC
• Get free Bitcoins ₹50 worth in your wallet
• Now click the gift icon and go to the refer and earn offer page
• Then share your referral link with your friends
• Get ₹150 per referral once your friend but their first crypto

Read Full Article: CoinSwitch- Get Free ₹50 Bitcoin Instantly | Per Refer ₹50 | Wihdrawal Method

22. Frizza

Frizza is earning app where you can complete small tasks and earn free Paytm cash. This app has a great referral program earn ₹15 per referral when your friends complete 7 offers.

Frizza Refer & Earn Offer

• At first download the Frizza app
• Register using your phone number
• Enter the referral code PCZKF74J
• Go to the dashboard and click the ‘Refer & Earn’ option
• Share your referral link with your friends
• You will get ₹15 per referral
• You can redeem a minimum ₹30

Read Full Article: Get Free ₹19 Paytm Cash Instantly From Frizza App | Per Refer ₹10 | Verified

23. Slice

Slice is one of the best credit card providers where you can get a free Visa Credit Card within just 5 minutes. This card is 100% free for the life you don’t need to pay any joining fee, annual fee or any hidden fee. You can get up to 10 lakh limit upon checking your documents. There is no paperwork required you need to just carry your PAN, Aadhar number while applying for the card.

This app has an exciting referral program where you can earn ₹500 for each successful referral. You need to invite your friends to apply for the Slice Credit card, once your friend gets the Credit card and makes his first transaction you will get ₹500.

Read Full Article: Slice Invite Code: Get Lifetime Free Credit Card + ₹500 Cashback

Conclusion

There are many refer and earn apps available on the internet here I have just picked only 23 apps which are best in my opinion. All the apps are genuine and give a guaranteed payout. You need to just download these apps on your mobile share your referral link with your friends and get rewards.

We regularly post many refer and earn, online gaming, free Paytm cash earning apps on our website you can visit daily and get more earning apps. If you have any suggestions you can comment here, thank you!